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Critics of ETFs often cite the potential for ETFs to trade at a share price that is not aligned with the underlying securities' value. To help us understand this concern, a simple representative example best tells the story. Assume an ETF is made up of only two underlying securities: Security X, which is worth $1 per share Security Y, which is also worth $1 per share In this example, most investors would expect one share of the ETF to trade at $2 per share (the equivalent worth of Security X and Security Y). While this is a reasonable expectation, it is not always the case. It is possible for the ETF to trade at $2.02 per share or $1.98 per share or…

An ETF has many advantages over a mutual fund including costs and taxes. The creation and redemption process for ETF shares is almost the exact opposite of that for mutual fund shares. When investing in mutual funds, investors send cash to the fund company, which then uses that cash to purchase securities and in turn issues additional shares of the fund. When investors wish to redeem their mutual fund shares, they are returned to the mutual fund company in exchange for cash. Creating an ETF, however, does not involve cash. The process begins when a prospective ETF manager (known as a sponsor) files a plan with the U.S. Securities and Exchange Commission to create an …

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forbes: Fly from Los Angeles to Sydney in Under Four Hours on this Sleek Supersonic Jet via ScitechPress.org

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I received the below question from someone recently, and it reminded me how difficult it can be to distinguish the things that truly matter in a relationship from the things that we have been told "should" matter. Question: I've been dating Josh for about three months. He's a great guy, good-looking, smart, and most importantly, he treats me with respect. However, I've had a tough dating and relationship history. I was engaged to a guy who never followed through with his promises and broke off the engagement. I was married to a man who cheated. As you can imagine, trust has been difficult for me. I've been working on myself, and I now love and respect myself so …

neurosciencestuff: Scientists find new path in brain to ease depression Northwestern Medicine scientists have discovered a new pathway in the brain that can be manipulated to alleviate depression. The pathway offers a promising new target for developing a drug that could be effective in individuals for whom other antidepressants have failed. New antidepressant options are important because a significant number of patients don’t adequately improve with currently available antidepressant drugs. The lifetime prevalence of major depressive disorder is between 10 to 20 percent of the population. The study was published Oct. 4 in the journal Molecular Psychiatry. …

North Korea Threatens They Are “Ready To Launch ICBM At Anytime!” World News

China Warns Donald Trump On Taiwan! World News

US tanks arrive in Europe to keep ‘peace & freedom’ at Russian borders Another shipload of America military hardware has arrived at the German port of Bremerhaven to reinforce US commitment to its allies against the perceived Russian threat, and ensure Europe remains “whole, free, prosperous, and at peace.” World News

There's fresh impetus to explore Namibia's startling landscapes this year CREDIT:FOTOLIA 6 JANUARY 2017 • 12:31PM If your ambition this year is to try new things and explore new places, you're in luck. From Nicaragua to Tajikistan, a number of hitherto "undiscovered" destinations are increasingly catering to discerning holidaymakers, with a host of new resorts opening and experiences launching over the year to come. Read below for more on the most exciting outdoor adventures to be enjoyed around the world in 2017, or for something more sedate see our guides to 2017's best wellness and fitness breaks; 2017's best luxury beach holidays; the year's best yachting an…

MSM Links Donald Trump Directly To “The MOB!” World News

Chinese fighter jets hone combat maneuvers in drills over South China Sea Fighter jets from an aviation division of the South China Sea Fleet of the Chinese People’s Liberation Army Navy have conducted flight training over the South China Sea. World News

Fake or Hoax: Hunt to identify false news stories masquerading as genuine Ever since America alleged that so-called ‘fake news’ influenced the course of its presidential election, the hunt has been on - to identify false stories masquerading as genuine. The phenomenon’s been so pervasive, that a list’s now been compiled - of the hoax headlines that have been shared the most online. World News

Seeking Immortality: Russian Scientists’ Hunt for Elixir of Life via ScitechPress.org

Video Shows Truck Plowing Into Group Of Israeli Soldiers Killing 4! World News

A robotic figure interacts with members of the media during a press event for CES 2017 at the Mandalay Bay Convention Center in Las Vegas. Alex Wong/Getty Images Anna Choi of Neofect demonstrates the Rapael Smart Glove therapy device for stroke victims at CES. REUTERS/Rick Wilking The Hover Camera Passport drone uses facial recognition software to automatically follow the user around and shoot video. AP Photo/John Locher Remi, a smart alarm clock, at the Urban Hello booth. David Becker/Getty Images An attendee takes a photograph of himself wearing the R-9 augmented reality glasses manufactured by Osterhout Design Group. David Pa…

The Bavarian village of Pottenstein was illuminated by hundreds of hillsides bonfires and a torch-lit procession, marking the Perpetual Adoration, a Christian religious practice in which the Blessed Sacrament is exposed and adored by the faithful.

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neurosciencestuff: Cyber security and authentication have been under attack in recent months as, seemingly every other day, a new report of hackers gaining access to private or sensitive information comes to light. Just recently, more than 500 million passwords were stolen when Yahoo revealed its security was compromised. Securing systems has gone beyond simply coming up with a clever password that could prevent nefarious computer experts from hacking into your Facebook account. The more sophisticated the system, or the more critical, private information that system holds, the more advanced the identification system protecting it becomes. Fingerprint scans and iris id…

The following are the Top 10 countries to retire abroad in 2017, according to International Living (IL), an authority on global retirement and relocation opportunities. The ranking comes from IL’s Annual Global Retirement Index, sizing up 24 countries in 10 categories from Cost of Living to Climate. 1. Mexico Mexico knocked off last year’s No. 1 Panama because you can live well there for under $1,200 a month, it’s close to the United States, the locals are friendly, English is widely spoken in popular retiree spots, the expat community is large (more than 1 million Americans live there), health care is affordable and high quality and the culture and lifestyle ar…

French cyclist Robert Marchand, 105, reacts after setting a record for distance cycled in one hour, at the velodrome of Saint-Quentin en Yvelines, outside Paris on Wednesday. Thibault Camus/AP Frenchman Robert Marchand set a new world record Wednesday when he cycled 22.547 kilometers (about 14 miles) in an hour — at the age of 105. Wearing a purple and yellow cycling suit, pink helmet and yellow glasses, Marchand completed 92 laps at the Velodrome National, an indoor track near Paris that's used for elite cycling events. According to The Associated Press, he set a new record for the 105-plus age group and received a standing ovation from people in the crowd…